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Financing

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By
Shela Heramis
January 12, 2026
January 6, 2026
4 Minutes Read

Verifying "Formation Date": The Secret to Spotting Shell Companies

Every loan application tells a story—but the formation date tells you whether that story is true.

Alternative Lending
Business
Case Study
Compliance
Financing
article card imageNews
By
Shela Heramis
January 11, 2026
January 9, 2026
6 Minutes Read

CA SB 362 Bans Factor Rate Language Starting Jan 1

Every pricing mention now requires APR after offer extends

Alternative Lending
Business
ChatGPT
Compliance
Fraud
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Access Real-Time Secretary of State Data and Automate your underwriting process. We help Alternative Funders work smarter through AI Technology. Get our FREE AI Tools here

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By
Shela Heramis
August 12, 2024
Aug 12, 2024

Top 34 Questions about Secretary of State API | Business Verification API

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March 8, 2024
April 8, 2024

Cobalt Intelligence can automate thousands of Secretary of State lookups

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Jordan Hansen
February 1, 2024
December 14, 2023

Alternative Finance Disclosure Law Helper - Free Tool

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