Compliance

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Alternative Financing

Shela Heramis

October 19, 2025

October 16, 2025

4 Minutes Read

What to do if a contractor verification shows violations?

The definitive action for lenders when a contractor verification shows violations is to immediately suspend automated underwriting and initiate a forensic, risk-based review anchored by irrefutable data checks.

Alternative Financing

Shela Heramis

October 19, 2025

October 15, 2025

4 Minutes Read

Are contractor license requirements different by state?

The rules surrounding bonding, general liability insurance, and contractor licensing are far from uniform across the United States, creating compliance hurdles and opportunities for application fraud. Successfully lending to contractors requires transcending the outdated manual approach and implementing real-time verification capabilities directly within your Automated Underwriting System (AUS).

News

Shela Heramis

October 18, 2025

6 Minutes Read

Nova Credit Lands $35M Series D

Cash Flow Underwriting now from "experimental" to "infrastructure"

News

Shela Heramis

October 17, 2025

October 16, 2025

6 Minutes Read

Tricolor 29,000 Loans Pledged Twice

Massive blind spot: consolidated recordkeeping

News

Shela Heramis

October 14, 2025

6 Minutes Read

Maxim Commercial Capital 150% Growth Deep Subprime Truck Financing

80% approval rate, 37 states, no FICO floor

Alternative Financing

Shela Heramis

October 12, 2025

October 9, 2025

6 Minutes Read

Best Business Identity APIs for Lending Compliance

Business Identity Verification APIs are the essential infrastructure that converts weeks of complex regulatory checks into instant, automated risk assessments, streamlining compliance while actively fortifying defenses against sophisticated fraud attempts.

Alternative Financing

Shela Heramis

October 12, 2025

October 8, 2025

6 Minutes

Business Verification API Solutions for Digital Lenders

The shift toward digital lending has fundamentally redefined the role of risk assessment within financial institutions.

Alternative Financing

Shela Heramis

October 12, 2025

October 7, 2025

6 Minutes Read

Best KYB APIs for Lending Risk Assessment

The following top 10 APIs represent the current standard for integrating identity and business verification into modern lending technology stacks. They are segmented by their primary function to help institutional executives choose solutions that best fit their operational scope—be it specialized US data depth or comprehensive global compliance.

Alternative Financing

Shela Heramis

October 12, 2025

October 6, 2025

6 Minutes Read

Leading Business Verification APIs for Credit Decisions

The pace of digital lending demands that financial institutions and alternative credit providers abandon manually intensive due diligence processes.

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