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Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

2 Minutes Read

Fintech Mercury Severs Ties With Evolve Bank

Mercury Technologies, a prominent fintech neobank catering to startups and businesses, has severed its partnership with Evolve Bank & Trust

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

3 Minutes

CFPB Lawsuit Targets FirstCash for APR Military Cap Breach

The Consumer Financial Protection Bureau (CFPB) is proceeding with its lawsuit against FirstCash Inc. for allegedly violating the Military Lending Act (MLA)

Alternative Financing

Shela Heramis

February 19, 2025

February 6, 2025

3 Minutes Read

State of formation verification for enhanced business authentication across 36 US States

The "state of formation" field has become a critical data point in business verification processes, with 36 U.S. states explicitly requiring this information

Business Verification

Shela Heramis

February 14, 2025

February 6, 2025

2-Minutes Read

Modern Business Verification: How the Secretary of State API Solves Multi-State Coverage Challenges

Cobalt Intelligence offers Real-time accuracy from primary sources. multi-state coverage without jurisdictional gaps and audit-ready documentation.

Alternative Financing

Shela Heramis

February 12, 2025

February 7, 2025

10 Minutes Read

Upstart's Q4 2024 Performance: 500+ Banks Adopt Upstart AI Lending Platform

Upstart Holdings, the AI lending platform, saw its stock soar after smashing Q4 and full-year 2024 results.

Business Verification

Shela Heramis

February 5, 2025

Feb 4, 2025

3 Minutes Read

Cobalt Intelligence Contractor License Verification

Cobalt Intelligence's contractor license verification service builds on its proven Secretary of State (SOS) infrastructure while addressing unique challenges in

Business Verification

Shela Heramis

February 3, 2025

4-Minute Read

How Bectran Automated Real-Time Business Verification with Cobalt Intelligence

Lenders know that speed and accuracy are paramount. Credit decisions need to be made quickly, but fraud can't be ignored.

Business Verification

Shela Heramis

February 1, 2025

February 5, 2025

5 inutes Reads

Live SOS Website Screenshots via API: Audit-Ready Documentation

For financial institutions and businesses requiring rigorous compliance documentation, live screenshots of Secretary of State (SOS) websites via API have become

Alternative Financing

Shela Heramis

January 23, 2025

January 22, 2025

3 Minutes Read

Yellowstone Capital's 25 Predatory Lending Companies Exposed in Landmark $1.065 Billion Settlement

New York Attorney General Letitia James has unveiled the complete list of Yellowstone Capital's 25 subsidiaries implicated in a massive predatory lending scheme

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