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Business Verification

Guest Author

March 26, 2025

March 25, 2025

5 Minutes Read

A Comprehensive Guide to Multi-State Business Verification for Lenders

Multi-state business verification for lenders is crucial to mitigate risks and ensure compliance.

Alternative Financing

Shela Heramis

March 18, 2025

March 17, 2025

3 Minutes Read

Klarna replaces Affirm as Walmart's exclusive US BNPL provider

Klarna has secured a significant partnership with Walmart, replacing Affirm as the exclusive provider of buy now, pay later (BNPL) services for the retail giant

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

2 Minutes Read

Fintech Mercury Severs Ties With Evolve Bank

Mercury Technologies, a prominent fintech neobank catering to startups and businesses, has severed its partnership with Evolve Bank & Trust

Alternative Financing

Shela Heramis

March 13, 2025

March 12, 2025

3 Minutes

CFPB Lawsuit Targets FirstCash for APR Military Cap Breach

The Consumer Financial Protection Bureau (CFPB) is proceeding with its lawsuit against FirstCash Inc. for allegedly violating the Military Lending Act (MLA)

Alternative Financing

Shela Heramis

February 19, 2025

February 6, 2025

3 Minutes Read

State of formation verification for enhanced business authentication across 36 US States

The "state of formation" field has become a critical data point in business verification processes, with 36 U.S. states explicitly requiring this information

Business Verification

Shela Heramis

February 14, 2025

February 6, 2025

2-Minutes Read

Modern Business Verification: How the Secretary of State API Solves Multi-State Coverage Challenges

Cobalt Intelligence offers Real-time accuracy from primary sources. multi-state coverage without jurisdictional gaps and audit-ready documentation.

Alternative Financing

Shela Heramis

February 12, 2025

February 7, 2025

10 Minutes Read

Upstart's Q4 2024 Performance: 500+ Banks Adopt Upstart AI Lending Platform

Upstart Holdings, the AI lending platform, saw its stock soar after smashing Q4 and full-year 2024 results.

Business Verification

Shela Heramis

February 5, 2025

Feb 4, 2025

3 Minutes Read

Cobalt Intelligence Contractor License Verification

Cobalt Intelligence's contractor license verification service builds on its proven Secretary of State (SOS) infrastructure while addressing unique challenges in

Business Verification

Shela Heramis

February 3, 2025

4-Minute Read

How Bectran Automated Real-Time Business Verification with Cobalt Intelligence

Lenders know that speed and accuracy are paramount. Credit decisions need to be made quickly, but fraud can't be ignored.

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